(901) 387-1199
    ritadriver1@gmail.com
    ritadriver1@gmail.com
    (901) 387-1199

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Facing Foreclosure- When to act?

The number of homeowners who are behind on their mortgage payments, today, is staggering.  To those homeowners, what’s even more staggering is trying to figure out what to do and what their options are.  Many homeowners across the country, who were facing this exact predicament, have decided that their best option was to “Short Sell” their property.  When executed properly, by a trained professional, a “Short Sale” may make it possible for you to own another home, in the future, much sooner than if you were to lose your property to foreclosure.

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Short Sales are the “norm” in today’s Real Estate market.  Unfortunately, many agents are taking them on without really understanding what to do with them and without ever having received proper education about how to successfully navigate the Short Sale process. 

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Some of the toughest questions facing homeowners who are delinquent on their mortgage payments is “when should I do something?” and “what are my options?”.  Look no further, we are here to help!  If you are two payments (or more) behind on your first or second mortgage, the time to act is NOW.  Contact a CDPE (Certified Distressed Property Expert) in your market and schedule a free, private consultation TODAY!  I include the following statement(s) as a sort-of disclosure: be prepared to answer some tough, personal questions, and answer them honestly.  Your agent is going to have to get down to the bare bones of your situation in order to best advise you of your options as well as to help identify which option is best for you.  You should also be prepared to hear some honest answers.  This is no time for sugar coating things or telling half-truths.  Tough questions need to be asked and tough questions need to be answered in order to do what is best for you.

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Keep in mind that the market is what the market is.  We don’t control it.  All we can do is try to read it and give you the best advice on what your home will sell for today.  You may not like what we have to say, but it is reality.  We can’t change it overnight, but we are working to improve the market one successful transaction at a time.  Get your property listed as soon as possible, even if it is listed as a Short Sale.  The long term damage to your credit report is far greater with a foreclosure than it is with a Short Sale.

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When you are ready to put your house on the market, make SURE that you hire an agent with some credentials who is experienced in working with Short Sales.  Once listed, your Realtor will take over the responsibility (and frustration) of negotiating with the bank on your behalf.  There are a number of Short Sale designations.  We, at The Driver Team, are CDPE (Certified Distressed Property Expert) agents.  My husband Bob and I were the first agents in Memphis to receive the CDPE designation, in 2008.  Since then we have helped hundreds of distressed homeowners through successful “Short Sales” thus allowing them to move on with their lives and start rebuilding both their lives and credit.  We attend annual CDPE seminars and participate in monthly conference calls with agents from all over the US in order to stay up to date with the ever-changing market.  If you are behind on your mortgage payments, time is of the essence.  You simply cannot afford to wait until tomorrow to ask for help.  We can help, we are willing to help, and we want to help, YOU.  

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About Us

Bob and Rita Driver have been a real estate “husband and wife” team for over 14 years.  Rita has been active in the real estate industry for over 16 years and Bob joined her over 14 years ago.  Together, they are quiet a dynamic duo in the real estate industry.

Testimonials

This is the third experience that I have had with Bob and Rita. They are fast, professional and I know that they know what they are doing. They are like members of my family now.

Amy Thurmond

The Driver Team was fun and easy to work woth. they were great with our kids and they really cared.

Chris and Alicia Miller

Where do We Start? From the minute that Bob and Rita walked through our front door, we immediately knew that we had found our Realtors for life!

David & Stacey Martin

As a first time home buyer, I had heard time and time again that Realtors were as difficult and trustworthy as a car salesman. Well, with Bob and Rita Driver, this couldn’t be further from the truth. They are both extremely open, honest and very forthcoming with information. They are truly two Realtors that are

Didi Lyle

Before listing our home with the Driver Team, we were with a different company for 6 months. The previous Realtor worked hard but had very little contact with us. After our 6 months were over, we listed with the Driver Team. They were honest, upfront and genuine in serving us to the best of their

Leland & Allison Hopkins

Bob and Rita Driver were very honest in working with us to find our new home. They were sincere in their attitude and very professional at all times. They were always available and answered all our questions.

Bart & Melissa Walters

Bob gave us excellent advice on what we needed to do to market our home and make it appealing to potential buyers and Rita went to work selling. We sold our home in half of the time that most of the homes were taking in our neighborhood and we got a fair price. Bob and

Stacey & David Martin

Contact Us

(901) 387-1199
ritadriver1@gmail.com

2857 Shelby Street Bartlett, Tennessee 38134

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